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WBCS Preliminary Examination 2020 — General Studies · Question 143 of 200

Q143
Indian EconomyMoney, Banking & Financial Institutions
'Non-performing Assets' (NPA) of Indian Commercial Banks are
  1. a.buildings and land
  2. b.loans not repaid within stipulated time
  3. c.Government securities
  4. d.cash holding

Answer: (B) loans not repaid within stipulated time

An NPA is a loan or advance for which the principal or interest payment remained overdue for a specified period, signalling stressed bank assets.

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