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WBCS Preliminary Examination 2021 — General Studies · Question 163 of 200

Q163
Current Affairs & General KnowledgeWest Bengal Affairs
What proportion of the Insurance Premium payable for Swasthya-Sathi Scheme is borne by the State Government?
  1. a.50%
  2. b.75%
  3. c.100%
  4. d.None of the above

Answer: (C) 100%

Swasthya Sathi, West Bengal's group health-insurance scheme launched on 30 December 2016, gives cashless cover of up to Rs. 5 lakh per family per year for secondary and tertiary care, and the entire premium (100%) is borne by the State Government - beneficiaries pay nothing. The paperless smart card is issued in the name of the senior-most woman of the family, covers the parents of both spouses and puts no cap on family size; from December 2020 (Duare Sarkar) it was extended to all residents not covered by another scheme. Compare Ayushman Bharat PM-JAY, where the cost is shared 60:40 between the Centre and the state.